A new one has been added to the loan facilities offered by banks to the people who will get married. Some terms and documents are required for the dowry loan which is extremely advantageous and consists of various campaign details. In our article, while explaining to whom dowry loans are given, we have listed the required documents and conditions.
Apply for loans to marry
Banks are creating various products to offer to people who apply for loans to marry. With the approach of the marriage date, the loan product prepared specifically for customers seeking financing for dowry preparations is called dowry loan .
You can cover all expenses related to your dowry by using this product. In this way, you will not only have to force your budget for marriage, but you will also receive funding for your dowry expenses.
Dowry Loan Application Requirements and Required Documents
We can say that the documents that can be requested in the application of dowry loans are almost the same as the documents requested in all kinds of consumer loans. It is usual for you to apply with your proof of identity and income.
An invoice certificate or other documents may be requested by you at the branch. What is important for the dowry loan is that the application conditions can be met. Because not everyone can benefit from this loan product.
The first condition for a dowry loan, which is a very comprehensive product, is to be between the ages of 18-24 . The applicant must be a Turkish citizen or within the scope of Article 28 of the Turkish Citizenship Law no. 5901 and have not previously married . Banks also allow opening dowry accounts for blue card holders . Individuals with a blue card can benefit from this type of account.
Dowry Loans Banks
Most of the banks operating in our country provide dowry loans to people who are considering marriage. We have listed the 5 most preferred banks among these banks and the features of their products for you…
Good Finance Bank Dowry Loan
Good Finance Bank provides services to those wishing to open a state-sponsored dowry account under certain conditions. These conditions include the first marriage before the age of 27, the application with the documents within 6 months from the date of marriage, regular accumulation for a minimum of 3 years before the date of marriage, being a national citizen or being within the scope of the Turkish Citizenship Law No. 5901.
The state contribution varies according to the payment made and it is reported that it cannot exceed 20% of the savings in
Good Lender Dowry Loan
Only people under the age of 24 can benefit from Good Lender dowry loan product, which can be used by real persons who are Turkish citizens and blue card holders. Individuals between the ages of 18 and 24 are required to have not previously married before opening an account .
Persons under the age of 18 can be opened by the parent or guardian instead. Couples planning to get married can benefit from the advantages separately by opening an account. It is possible to open an account in TL with a maturity of at least 3 years. Those who wish to obtain detailed information about the interest accruals applied for Good Lender dowry loans may apply
Honest Dowry Loan
Those who plan to make savings for their needs today and want to increase their savings with the contribution of up to 20 percent of the state when the marriage date comes, can apply for Honest dowry loan product. Citizens of the country from the domestic branches of the Bank and citizens holding blue cards can open an account in TL.
Individuals under the age range of 18-24 can apply through their parent / legal guardian. Applicants can make regular payments according to their monthly or quarterly payment plan. In addition, people have the right not to pay once in one year if the payment plan is 3 months and 3 times if the payment plan is monthly.
Good Finance Bank Dowry Loan
Good Finance Bank’s dowry loan account created specifically for those who do not want to be caught unprepared for dowry preparations alleviates the marital burden of users. In addition, the bank’s product for this product not only from demand accounts, credit cards can be ordered regularly payment.
Only people cannot open a joint account and cannot open an account in a non-TL currency. When opening a dowry account, you can evaluate monthly or quarterly maturity options. Please note that you will not be able to change the payment period you have selected later.